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Courtier hypothécaire de niveau 2
# Lic 10428
Spécialités: Hypothèque résidentielleDemande
As a mortgage professional, I will take the time to educate you on the process associated with your home purchase or refinance. An initial meeting with a first time buyer might be an hour where we review the home buying process, what is CMHC / Genworth and why do you pay a premium - how does this insurance differ from home insurance and mortgage life insurance, what options do you have for a down payment, the difference between term and amortization and fixed vs variable mortgage options - and for a refinance customer the interest and cash flow savings benefits of increasing the mortgage to pay off high interest credit cards, what a CMHC / Genworth 'top up' premium is, and what are the best borrowing options.
I have been helping home owners for the last 7 years realize their dream of home ownership and financial stability.
My background is financial planning, and because of this I tend to take a very well rounded approach to borrowing and look at what what makes the most sense for each individual customers needs.
I also am extremely adept at 'thinking outside the box' for those financing deals that may be a little outside the typcial Employed borrower who has saved their down payment for years - for example, a self-employed individual who has only a small down payment or a contract employee without a permanent employment or a client with good credit and a good job, but no down payment. There is a solution for everyone, if you take the time to understand the clients current situation and individual needs.
My business is all about SOLUTIONS, and I am here to help you.
One of the biggest segments of my business is referrals from past clients - I am committed to earning your business, providing an excellent experience and making it easy for you to refer your friends, family and co-workers.
I look forward to working with you.
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Taux Intelligence Hypothécaire exclusifs d’aujourd’hui
En date du 05 juin 2023
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Affichage des meilleurs taux de la province:
* Taux applicables aux prêts hypothécaires assurés ; sous réserve de modification. Les taux applicables aux prêts hypothécaires ordinaires et aux refinancements peuvent être plus élevés. SAC. Sauf erreurs et omissions.